Menu...
Home » Archive by Category "Uncategorised"

Category: Uncategorised

Smart ways to manage your Christmas debts!

January 28, 2019
 |  No Comments
 |  Blog, Lending tips, Specialist finance, The mortgage market, Uncategorised

Did your Christmas spending get out of hand this year? You are not alone! According to a recent news report our 2018 Christmas spending binge is expected to leave us with a $29.7 billion credit card debt – that’s equivalent to $1,863 per credit card! The good news is that as a mortgage and finance broker I don’t just organise home loans – I am also a fully qualified credit advisor. If you need help to get your debts under control, here’s some info that may help. What is debt consolidation? Pay day loans, credit cards, store cards and credit facilities like after-pay accounts often carry high interest rates that can eat up your income and make it difficult to pay off the debt. Debt consolidation is a way of potentially reducing the amount of interest you pay, making your debts...

Read More

3 tips First Home Buyers may not have considered!

August 9, 2017
 |  No Comments
 |  Blog, Lending tips, Purchasing a property, Specialist finance, The mortgage market, Uncategorised

First Home Buyers have a few options to consider when purchasing their first property, these options can be in addition to the government assistance of reduced purchase stamp duty and the First Home Owners Grant. Tip # 1 - Lower Interest Rate Products There are several lenders in the market that offer First Home Buyer friendly products.  Some lenders are offering products with special interest rates and/or reduced fees for First Home Buyers.  This assists in reducing the overall interest charged on the loan. Tip # 2 - Gift from parents or family Some parents are very keen to assist their adult children in entering the property market.  A ‘gift’ from parents can be used towards the purchase of the home.  A ‘gift’ can: * assist in reducing the amount of deposit that needs to be saved * reduce the...

Read More